Cards

If you had a choice, would you rather use a DEBIT or CREDIT card? Most people use credit cards. Some even have more than one. Sometimes credit cards come in handy but only sometimes. Definitely not those times when the bill comes and you need to pay up. I just think that credit cards make you spend money that you don't actually have. In other words, 'wei lai chien' (mandarin) / 'mei loi chin' (cantonese), these words mean future money. So, in short it does mean money we don't have in our pockets yet. There are people who don't care about what money they spend. They just keep spending. One good example would Rebecca Bloomwood from the Shopaholic series. I haven't met anyone who is a crazy shopaholic like her and hope I won't ever. Continuous spending is NOT a good thing. If I had a choice, probably gonna go with the debit card. I think it gives people that sense of reality one need to hold on to before falling too deep in the shopping frenzy and there is no way to climb out from it.